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Retirement and Annuity Education
Because they don't teach Annuities in College
The 3 Common Strategies to Generate Income for Retirees Invest your principal in a fixed interest rate vehicle and attempt to live off the interest only. Purchasing an annuity with an Income Rider that offers a lifetime income for retirees. Making systematic withdrawals from a non-guaranteed portfolio that also contains the possible risk of loss. …
Before explaining the concept behind a “Laddered Fixed Annuity” I’d like to add that in some cases people have great experiences with fixed annuities, but it is also very often that people have poor experiences. In most cases those individuals who have had a bad experience with fixed annuities, had one for the same reasons …
Read moreCan laddered fixed annuity save your retirement portfolio?
A Fixed Annuity is a contract between you and an insurance company in a similar manner to how a certificate of deposit is a contract between you and a bank. The reason it is called a “fixed” annuity is that it guarantees a stated interest rate and therefore carries no investment risk (as opposed to …
Read moreWhat Is A Fixed Annuity? And having 1 can save your Retirement?